To The Leader

 

It’s important to be secure whenever you shop online. On Cyber Monday, cybercriminals may try to take extra advantage of online shoppers.

The Internet offers convenience not available from other shopping outlets. From the comfort of your home, you can search for items from multiple vendors, compare prices with a few mouse clicks, and make purchases without waiting in line. However, the Internet is also convenient for attackers, giving them multiple ways to access the personal and financial information of unsuspecting shoppers. Attackers who are able to obtain this information may use it for their own financial gain, either by making purchases themselves or by selling the information to someone else.

Here are some tips to protect your information:

 

• Shop from trustworthy and established websites only.
• Make sure your information is encrypted. Look for URLs that begin with https:// and have a closed padlock icon next to them.
• Use a credit card when you shop online. There are laws that protect you if you find fraudulent credit card charges. You may not have the same level of protection for your debit cards.
• Check your statements and record of your purchases. Compare these to your bank statements.

 

There are three common ways that attackers can take advantage of online shoppers:

 

• Creating fraudulent sites and email messages – Unlike traditional shopping, where you know that a store is actually the store it claims to be, attackers can create malicious websites or email messages that appear to be legitimate. Attackers may also misrepresent themselves as charities, especially after natural disasters or during holiday seasons. Attackers create these malicious sites and email messages to try to convince you to supply personal and financial information.
• Intercepting insecure transactions – If a vendor does not use encryption, an attacker may be able to intercept your information as it is transmitted.
• Targeting vulnerable computers – If you do not take steps to protect your computer from viruses or other malicious code, an attacker may be able to gain access to your computer and all of the information on it. It is also important for vendors to protect their computers to prevent attackers from accessing customer databases.